Loan Process
The Loan Process: Step-by-Step
Step 1: Pre-Qualification
Initial Consultation: Meet with [Loan Officer Name] to discuss your financial goals and gather basic information.
Pre-Qualification Letter: Receive a pre-qualification letter to help you determine your budget.
Step 2: Loan Application
Complete Application: Submit a formal loan application with necessary documents (income verification, credit history, etc.).
Review Options: Explore loan products and select the one that best fits your needs.
Step 3: Processing
Document Collection: Provide additional documents as requested (bank statements, tax returns, etc.).
Appraisal and Inspection: Arrange for property appraisal and home inspection to assess value and condition.
Step 4: Underwriting
Evaluation: Underwriters review your application and documents to assess risk and compliance.
Approval Conditions: Address any conditions or additional requirements needed for final approval.
Step 5: Closing
Final Review: Complete a final review of all documents and details.
Closing Meeting: Sign the necessary paperwork at the closing meeting.
Funding: Funds are transferred to complete the purchase of your property.
Step 6: Move In
Welcome Home: Receive the keys to your new property and begin the next chapter of your life!
Your Guide to Financing Your Property with Jeff.
We’re committed to making the journey to financing your property as smooth and straightforward as possible. Our step-by-step guidance ensures you understand every aspect of the loan process, empowering you to make informed decisions and secure the best possible terms for your loan.
Personalized Service
Customized loan options to fit your unique financial situation.
One-on-one support from an experienced loan officer.
Transparent Process
Clear explanations of each step, so you always know what to expect.
Open communication to answer all your questions.
Competitive Rates
Access to a wide range of loan products with competitive rates.
Flexible terms tailored to your financial goals.
Efficient Handling
Streamlined application and approval process.
Commitment to timely closings and funding.
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Jeff Carlston is a Licensed Loan Officer NMLS #315077 with Augusta Lending Utah NMLS# 353774 Align Lending Michigan NMLS# 2041154
Augusta Lending - Utah
852 South Main Street
Pleasant Grove Utah 84062
NMLS# 353774
Align Lending - Michigan
2625 Pontiac Lake Road
Waterford MI, 48326
NMLS# 2041154
© 2024 Jeff Carlston - All Rights Reserved
NMLS License #315077 For licensing information, go to: www.nmlsconsumeraccess.org
