Communication is key. As your mortgage broker I will take the time to explain the mortgage approval and process concisely and clearly so that you can be sure that you understand. I not only help you get qualified. I will oversee your loan from start to finish. No matter how thorough we are, approving and closing a loan is complex.
Having an experienced loan officer with a strong back-end makes it possible to correctly approve and process a mortgage application with No Mistakes! This makes it easy for us to be able to provide better customer service, educate, and update a client, and agent’s during the approval and closing process. Ask me any questions about going the extra mile.
We are dedicated to ensuring you receive the best customer service and will work diligently to close your transaction on time, if not early. We thank you for the trust and confidence you have placed in us to handle this important financial transaction on your behalf. Should you have any questions throughout your loan process? Please, feel free to contact us and we’ll be happy to assist you.
Here are the key milestones I will be updating you during the loan process.
New Application Received
Updating During Loan Process
Automating Underwriting Pre-Qualification
TBD Pre-Approved by Underwriter
File Submitted to Underwriting
Appraisal Ordered
Conditional Loan Approval Received
Interest Rate Locked
Appraisal Received and Signed Off
Final Underwriting Approval Received ("CLEAR TO CLOSE")
Closing Disclosure Signed
Closing Instructions Sent to Title Company
Approved Settlement Statement Received
Loan Funded
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Jeff Carlston is a Licensed Loan Officer NMLS #315077 with Augusta Lending Utah NMLS# 353774 Align Lending Michigan NMLS# 2041154
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NMLS License #315077 For licensing information, go to: www.nmlsconsumeraccess.org